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WHY RETIRE


 

Some people never retire. Why? Is retirement something to look forward to? 

Is retirement a reward to be savored after a lifetime of hard work? The retirement age in India is 60 or 62. Is this the age to retire and vegetate at home? Can one say that when one attains 60, one is old?

I see many so-called old people in the OPD who are physically fit and of sound mind but are simply vegetating at home. This gives them a lot of time to conjure up physical ailments, and gives their spouses a big headache!

Retirement should be an option and never a mandatory proceeding. Why?

Here are some strong reasons:

1. Not retiring keeps one mentally active. 

2. Continued social interaction prevents or defers age-related ailments. 

3. One remains an asset and not a liability.

4. Continuing to work strengthens one’s finances and the nation’s through 

taxes paid and induces a sense of self-value. 

5. Experienced workers are an asset to the nation. 

6. Many leaders in the world are past 60 and are actively working.

One may retire due to poor health, to travel, or to develop a hobby. However, with judicious planning, one can still do both! Retirement in the Western world is very different from retirement in India—as such, there is no social security here despite paying taxes! The elderly in India face many challenges unless they have been savvy enough to save their money!

An example of a person not considering retiring is Mr. Warren Buffett,  born in 1930 and still active in his business. He leads a disciplined life, working regular hours and continues to make money! He has battled cancer of the prostate, and it is likely that he has other age-related issues. He has pushed these into the background because he remains busy working.


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